Provider List Horizon Blue Cross of New Jersey

Referrals Required
Referrals Required No
PCP Required
PCP Required Yes
Annual Medical Deductible
Annual Medical Deductible $0
Maximum Out-of-Pocket Responsibility
Maximum Out-of-Pocket Responsibility $6,700 annually for services you receive from in-network providers
Hospital Care
Hospital Care Our plan covers an unlimited number of days for an inpatient hospital stay.
Inpatient:
  • $320 Copay per day for days 1 through 5
  • $0 Copay for day 6 and beyond

Our plan covers an unlimited number of days for an inpatient hospital stay.

Covers inpatient substance use disorder

Outpatient:
  • 20% of the cost for outpatient hospital services
Doctor Visits
Doctor Visits
  • Primary care physician (PCP): $10 Copay
  • Specialist visit: $25 Copay
  • No specialist referrals required
Preventive Care
Preventive Care $0 Copay

Our plan covers many preventive services, including:

  • Abdominal aortic aneurysm screening
  • Alcohol misuse screening and counseling
  • Bone mass measurement
  • Breast cancer screening (mammogram)
  • Cardiovascular disease (behavioral therapy)
  • Cardiovascular disease screenings
  • Cervical and vaginal cancer screening
  • Colorectal cancer screenings (Colonoscopy, Fecal occult blood test, Flexible sigmoidoscopy)
  • Depression screening
  • Diabetes screenings
  • Diabetes self-management training (DSMT)
  • Glaucoma tests
  • Hepatitis C virus screening
  • HIV screening
  • Lung cancer screening
  • Medicare Diabetes Prevention Program (MDPP)
  • Medical nutrition therapy services
  • Obesity screening and counseling
  • Prostate cancer screenings (PSA)
  • Sexually transmitted infections screening and counseling
  • Tobacco use cessation counseling (counseling for people with no sign of tobacco-related disease)
  • Vaccines including, Pneumonia Vaccine, Flu shots, Hepatitis B Vaccine, COVID-19 and other vaccines
  • "Welcome to Medicare " preventive visit (one-time)
  • Yearly "Wellness" visit
  • Annual Physical Exam

Any additional preventive services approved by Medicare during the contract year will be covered.


Annual Physical Exam
Annual Physical Exam $0 Copay
Emergency Care
Emergency Care $90 Copay (worldwide)
Urgently Needed Services
Urgently Needed Services
  • $20 Copay for in-network urgent care center
  • $25 Copay for a physician's office or other setting
  • $90 Copay for worldwide coverage
Copay waived if admitted to a hosptial within 24 hours for the same condition.
Diagnostic Services/ Labs/ Imaging
Diagnostic Services/ Labs/ Imaging Diagnostic Colonoscopy
  • $0 Copay at office or freestanding facility and outpatient hospital
Diagnostic radiology services (such as MRIs, CT scans):
  • $25 Copay at office or freestanding facility
  • 20% of the cost for outpatient hospital
Lab Services:
  • $0 Copay for tests performed at participating facilities
  • 20% of the cost for outpatient hospital
Diagnostic Mammogram
  • $0 Copay at office or freestanding facility and outpatient hospital
Diagnostic tests and procedures:
  • $25 Copay at office or freestanding facility
  • 20% of the cost for outpatient hospital
Therapeutic Radiology:
  • $60 Copay at office or freestanding facility
  • 20% of the cost for outpatient hospital
X-rays:
  • $15 Copay at office or freestanding facility
  • 20% of the cost for outpatient hospital
Hearing Services
Hearing Services Exam to diagnose and treat hearing and balance issues:
  • $25 Copay
Routine hearing exam (1 per year):
  • $0 Copay
Fitting/Evaluation for hearing aid:
  • $0 Copay
Our plan pays up to $1,250 every year for hearing aids.
  • Routine hearing exam & hearing aid services must be coordinated through HearUSA. Plan covers $750 for purchase of hearing aid for one ear & $500 for purchase of hearing aid for second ear. Member is responsible for payment beyond the $1,250 coverage limit. One (1) year supply of batteries are included.
Dental Services
Dental Services We cover in-network routine dental services:
  • $0 Copay for cleaning (1 every six months)
  • $0 Copay for a full mouth x-ray (1 every 3 years)
  • $0 Copay for bitewings (1 every six months)
  • $0 Copay for oral exam (1 every six months)
  • $0 Copay for restorations that include silver and/or composite fillings. Only one filling every 6 month on the same tooth/surface is covered.
Medicare covered dental services:
  • 20% of the cost

$250 annual reimbursement for non-Medicare covered comprehensive dental services, including non-routine, diagnostic, restorative, endodontics, periodontics, extractions, prosthodontics, other oral/maxillofacial surgery, and other services. Excludes orthodontics and silver and/or composite fillings.

Vision Services
Vision Services Routine eye exam (1 every year)
  • $0 Copay
Eyeglasses or contact lenses after cataract surgery
  • $0 Copay
Glaucoma screening/annual retinal exam
  • $0 Copay
Exam to diagnose and treat diseases and conditions of the eye
  • $25 Copay
$100 eyewear reimbursement every 2 years for eyeglasses or contact lenses not associated with cataract surgery. Member is responsible for payment beyond $100 coverage limit.
Mental Health Services
Mental Health Services Inpatient:
  • $320 Copay per day for days 1 through 5
  • $0 Copay for days 6 through 90
  • Our plan covers up to 190 days in a lifetime for inpatient mental health care in psychiatric hospital.
Outpatient:
  • $25 Copay for each individual/group therapy office visit
Skilled Nursing Facility (SNF)
Skilled Nursing Facility (SNF) Our plan covers up to 100 days per benefit period.
  • $0 Copay for days 1 through 20
  • $165 Copay per day for days 21 through 100
Ambulance
Ambulance Ground ambulance (one way): $250 Copay

Air ambulance (one way): $250 Copay

Prescription Drug Coverage
Prescription Drug Coverage

Deductible : $0 per year

Standard Pharmacy One-month supply:
  • Tier 1 (Preferred Generic): $4 Copay
  • Tier 2 (Generic): $10 Copay
  • Tier 3 (Preferred Brand): $40 Copay
  • Tier 4 (Non-Preferred Drug): 40% of the cost
  • Tier 5 (Specialty): 33% of the cost
Standard Mail Order Three-month supply:
  • Tier 1 (Preferred Generic): $6 Copay
  • Tier 2 (Generic): $15 Copay
  • Tier 3 (Preferred Brand): $120 Copay
  • Tier 4 (Non-Preferred Drug): 40% of the cost
  • Tier 5 (Specialty): Not offered

If you reside in a long-term facility, you pay the same as at a retail pharmacy. You may get drugs from an out-of-network pharmacy, but may pay more than you pay at an in-network pharmacy.

Coverage Gap
Coverage Gap

The Coverage Gap begins after the total yearly drug cost (including what our plan has paid and what you have paid) reaches $4,430. After you enter the Coverage Gap , you pay 25% of the plan's cost for covered brand name drugs and 25% of the plan's cost for covered generic drugs until your costs total $7,050.

Catastrophic Coverage
Catastrophic Coverage After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $7,050, you pay the greater of:
  • 5% of the cost, or
  • $3.95 Copay for generic (including brand drugs treated as generic) and a $9.85 Copay for all other drugs.
  • Part D Senior Savings – Insulin Program.
Fitness Program
Fitness Program Plan reimburses up to $400 yearly towards gym memberships (also includes yoga studio), home fitness (virtual fitness programs) or fitness equipment (hand-held free weights, exercise bands or yoga mat).
Flex Benefit Reimbursement
Flex Benefit Reimbursement $400 annual reimbursement for Weight Watchers, acupuncture, nutritional/dietary classes or counseling, bathroom safety devices, therapeutic massage and/or an activity tracker
Foot Care (podiatry services)
Foot Care (podiatry services) $25 Copay for Medicare covered foot exams and treatment
Home Health Care
Home Health Care $0 Copay
Hospice
Hospice $0 Copay for Hospice Care from a Medicare -certified hospice. You may have to pay part of the cost for drugs and respite care.
Medical Equipment/ Supplies
Medical Equipment/ Supplies Durable Medical Equipment (wheelchairs, oxygen equipment, etc):
  • 20% of the cost
Prosthetic devices (braces, artificial limbs, etc):
  • 20% of the cost
Diabetes supplies and services
  • $0 Copay
Nurse Line
Nurse Line $0 Copay for a 24/7 Nurse Line is a confidential service that enables the member to speak with a registered nurse, toll free 24 hours a day to assist with health-related questions and concerns.
Outpatient Surgery
Outpatient Surgery 20% Coinsurance for outpatient facility
Telehealth
Telehealth $0 Copay for urgently needed services and behavioral health. Must access via preferred vendor.

Prescription Drug List (Formulary)

Medicare Part D Transition Policy

Low Income Subsidy Premium Summary

Coverage Determination and Redetermination

Eligibility Information & Enrollment Instructions

Disenrollment Rights and Protections

Service Area and Out-of-Network Coverage

Drug Management Programs

Medication Therapy Management

Appeals and Grievances

Home Delivery Pharmacy Services

Filling Prescriptions Outside of the Network

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Source: https://medicare.horizonblue.com/2022/shop-plan/medicare-advantage/plan-details/horizon-medicare-blue-advantage-hmo-1114

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